Monday, July 10, 2006
When a family decides to hire a nanny, there are other benefits that need to be provided besides salary. Many states require Worker Compensation and, of course, all Government requirements for employees must be adhered to. There are two approaches to health insurance: permanent health insurance and temporary health insurance. Permanent insurance can be renewed each year, even if the nanny comes down with a serious medical condition such as diabetes or heart disease.
The permanent plan is usually used for a nanny that will be staying with a family for years, or will be a career nanny for the foreseeable future and wants the protection only permanent coverage can give. A nanny that gives a one year commitment and plans to stay in child care for a short period of time, i.e., one to two years, would be a good candidate for the short term health insurance.
posted by cedar
@ 4:07 AM
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