Noblenanny News

When a family comes to a decision to hire a nanny, there are several benefits that need to be provided besides salary. Many states necessitate Worker's Compensation and, of course, all Government requirements for employees must be adhered to. Many families wish to offer health insurance as an extra benefit, just as a company might provide health insurance to its employees. Two approaches to health insurance are permanent health insurance and temporary health insurance.


Permanent insurance can be renewed each year, even if the nanny comes down with a serious medical condition such as diabetes or heart disease. Short term insurance is applicable for a certain period of time. If someone extends a medical condition during the policy period, it will be considered pre-existing under future plans. Typically, the short-term plan costs less than half of the permanent insurance premium. The short-term plan can be used for years, as long as their health remains good. The permanent plan is used for a nanny that will be staying with a family for years, or will be a career nanny for the foreseeable future and wants the protection only permanent coverage can give. They are the most cost-effective and give nannies coverage for the major disaster everyone is worried about.